See if you qualify for a new mortgage before you apply. Fill out this quick and secure form to Pre-Qualify
Get A Quick Quote
First Time Home Loans and FHA Loans in Howell, Michigan
Welcome to the official site of Exceptional Mortgage Services, Inc. We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
In terms of Purchase Loan programs, we offer the following:
Refinancing? We can help you with that, too!
We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
What makes Exceptional Mortgage Services, Inc. unique is that we offer the following niche programs as well: Zero Down Credit Repair Low Down Payment.
Contact Exceptional Mortgage Services, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.
Is refinancing your 30-year mortgage a good idea? That's the question we've been getting lately. It's no wonder! Current mortgage rates are excellent, making homeowners take a second look at their existing home loans. If refinancing your 30-year mortgage to lower your...
You'll likely hear the term ‘hazard insurance’ when you're applying for a home loan. Hazard insurance is not a separate insurance policy but rather part of your homeowner's insurance policy. How much coverage and the cost of coverage varies, but every mortgage will...
Congratulations! Making the decision to buy your first home is exciting --although, we understand that sometimes it be confusing. That’s why we make applying for a home loan fast and stress-free. And with some preparation, it can be even faster! Look over the...
You have several options for commercial loans, however, we're going to focus on buying an apartment complex with a Fannie Mae loan. Fannie Mae is a popular government-backed loan with rates that are typically lower than other property loans. This mortgage program can be used for...