• The PERFECT HOME is waiting for you.

    The PERFECT HOME is waiting for you.

  • We're with you every step of the way.

    We're with you every step of the way.

  • Purchase or Refinancing is easy with our help.

    Purchase or Refinancing is easy with our help.

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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
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Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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First Time Home Loans and FHA Loans in Howell, Michigan

Welcome to the official site of Exceptional Mortgage Services, Inc. We are a full-service mortgage company based in Howell, Michigan. We specialize in First Time Home Loans, FHA Loans, and USDA Loans in Howell. We also serve the surrounding cities in Livingston County. Whether you are buying a home or refinancing in the zip code of 48843, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | HomePath | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinancing options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HARP | Jumbo

What makes Exceptional Mortgage Services, Inc. unique is that we offer the following niche programs as well: Zero Down Credit Repair Low Down Payment.

Contact Exceptional Mortgage Services, Inc. today to discuss your mortgage loan options, and find out which loan program will best suit your needs.

Exceptional Mortgage Services, Inc.
207 E Grand River Ave
Howell, MI 48843
Phone: (517) 540-9700
Fax: (517) 540-9701

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